Wang,Zhao

Basic Information

Personal Introduction

Dr. WANG Zhao, male, master's supervisor, is mainly engaged in the research of Big Data Analytics, Information Systems, Data Mining and Credit Evaluation. He is presiding over the Youth Project of National Natural Science Foundation of China ("Research on Dynamic Evaluation Method for Post-loan Credit Risk of Small- and Micro-Enterprises Based on Alternative Data", 2022.01-2024.12), and the project of National Natural Science Foundation of Anhui Province ("Research on Dynamic Evaluation Method of Credit Risk of Small- and Medium-sized Enterprises Based on Multi-source Heterogeneous Mixed Frequency Data", 2021.01-2023.12). He has participated in the key project of National Natural Science Foundation of China ("Theory and Methodology of Micro Credit Evaluation in Big Data Environment", 2018.01-2022.12). His research results have been published in MIS Quarterly (UTD24/FT50, forthcoming), Information Systems Research (UTD24/FT50), Journal of Management Information Systems (FT50), European Journal of Operational Research, Decision Support Systems, Annals of Operations Research, Electronic Commerce Research and Applications, Systems Engineering--Theory and Practice, and other leading journals in China and abroad. He is a reviewer for ISR, JMIS, EJOR, FINI, ECRA and other international journals.

Work Experience

Teacher of Hefei University of Technology, China    Jan 2020 to present

Education Background

Doctor  Hefei University of Technology    2019
Bachelor  Hefei University of Technology    2014

Awards Received

Intellectual Contribution

Journal Articles

1.Financial distress prediction using the Q&A text of online interactive platforms,ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS,2023-10-01

2.A Combined Prediction Model of Total Retail Sales of Social Consumer  Goods Based on VMD一DE一LSSVM Error Correction,Operations Research and Management Science,2023-06-25

3.A privacy-preserving decentralized credit scoring method based on multi-party information,DECISION SUPPORT SYSTEMS,2023-03-31

4.Benchmarking state-of-the-art imbalanced data learning approaches for credit scoring,EXPERT SYSTEMS WITH APPLICATIONS,2023-03-01

5.Clues from networks: quantifying relational risk for credit risk evaluation of SMEs,FINANCIAL INNOVATION,2022-10-24

6.Mining semantic features in current reports for financial distress prediction: Empirical evidence from unlisted public firms in China,INTERNATIONAL JOURNAL OF FORECASTING,2022-07-01

7.Who said what: Mining semantic features for success prediction in reward-based crowdfunding,ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS,2022-05-01

8.Financial distress prediction by combining sentiment tone features,ECONOMIC MODELLING,2022-01-01

9.Know Where to Invest: Platform Risk Evaluation in Online Lending,INFORMATION SYSTEMS RESEARCH,2021-12-28

10.Dynamic Credit Scoring Method Based on Mixture Survival Analysis,System Engineering Theory and Practice ,2020-11-17,41(2):389-399

11.Forecasting Car Sales Based on Consumer Attention,Data Analysis and Knowledge Discovery,2020-10-29,5(1):128-139

12.Comparative Text Classification Method Based on Topic and Keyword Feature,Computer Engineering and Applications ,2020-10-26,57(17):196-202

13.An Approach to Default Risk Assessment Combined with Reject Inference  in Online Peer-to-peer Lending,Journal of Industrial Engineering and Engineering Management,2020-10-13,34(6):165-172

14."Predicting Online Ratings with Network Representation Learning and XGBoost",Data Analysis and Knowledge Discovery,2020-09-29,4(11):52-62

15.Evaluating the credit risk of SMEs using legal judgments,DECISION SUPPORT SYSTEMS,2020-09-01

16.Mining Semantic Soft Factors for Credit Risk Evaluation in Peer-to-Peer Lending,JOURNAL OF MANAGEMENT INFORMATION SYSTEMS,2020-01-02

17.Identifying helpful quality-related reviews from social media based on attractive quality theory,TOTAL QUALITY MANAGEMENT & BUSINESS EXCELLENCE,2019-11-17

18.A prediction-driven mixture cure model and its application in credit scoring,EUROPEAN JOURNAL OF OPERATIONAL RESEARCH,2019-08-16

19.Loan default prediction by combining soft information extracted from descriptive text in online peer-to-peer lending,ANNALS OF OPERATIONS RESEARCH,2018-07-01

20.A Novel behavioral scoring model for estimating probability of default over time in peer-to-peer lending,ELECTRONIC COMMERCE RESEARCH AND APPLICATIONS,2018-01-01

Project

1.Research on Dynamic Evaluation Method for Post-loan Credit Risk of Small- and Micro-enterprises Based on Surrogate Data,2022-01-01,2024-12-31

2.Credit Risk Joint Modeling and Dynamic Evaluation Method for Inclusive Financial Services,2021-04-01,2022-12-31

3.Research on Dynamic Evaluation Method for Credit Risk of Small- and Medium-sized Enterprises Based on Multi-source Heterogeneous Mixing Frequency Data,2021-01-01,2023-12-31

4.Research on Dynamic Evaluation Method of Credit Risk Based on Survival Analysis,2020-05-15,2022-04-30

Patents

1.Method and system for diagnosis of crop nutritional status based on multimodal deep learning,2023-04-18

2.Method and system for soil composition data fusion based on multichannel Kalman filtering,2023-04-13

3.An intelligent soil information collection device,2022-12-14

Monograph

1.Theory and Method of Intelligent Credit Evaluation Under Big Data Environment,SCIENCE PRESS,2022-12-01

Courses Taught

Network Technology--Undergraduate Teaching

Network Technology--Undergraduate Teaching

Business Data Analysis--Undergraduate Teaching